坐标深圳，平安和人保的车险推荐哪个？ - V2EX

坐标深圳，平安和人保的车险推荐哪个？ - V2EX

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这是一个创建于 88 天前的主题，其中的信息可能已经有所发展或是发生改变。

算下来保费差不多，总体保额也差不多，但具体项目有些差别，比如保外医疗费用是独立还是共享的之类的，也不知道哪种更好。

2 条回复 2025-09-14 23:05:58 +08:00

1

sofdh

88 天前

听过人保历史跑过顺风车就不保，需要走法律诉讼，平安就没这破事，明年不打算再买人保了。

2

dcmi2021

84 天前

看抖音说走代位的话人保算出险，而我用平安走代位修了 4 万，第二年保险还便宜了 1000 ，所以我这个地区平安挺好的

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