chatgpt 使用 stripe 添加国内 visa 银行卡报错 generic_decline，是被判定欺诈拦截了吗

如题，开发者工具看到 stripe 接口报错

{ "code": "card_declined", "decline_code": "generic_decline", "doc_url": "https://stripe.com/docs/error-codes/card-declined", "message": "Your card was declined.", "payment_method": { "id": "pm_**********************", "object": "payment_method", "allow_redisplay": "unspecified", "billing_details": { "address": { "city": "京", "country": "JP", "line1": "新宿区新宿 3-5-12", "line2": "サンライズ新宿ビル 501 号室", "postal_code": "160-0022", "state": "福" }, "email": null, "name": "visa", "phone": null, "tax_id": null }, "card": { "brand": "visa", "checks": { "address_line1_check": null, "address_postal_code_check": null, "cvc_check": null }, "country": "CN", "display_brand": "visa", "exp_month": 3, "exp_year": 2028, "funding": "credit", "generated_from": null, "last4": "6113", "networks": { "available": [ "visa" ], "preferred": null }, "regulated_status": "unregulated", "three_d_secure_usage": { "supported": true }, "wallet": null }, "created": 1744856548, "customer": null, "livemode": true, "type": "card" }, "type": "card_error" }